Now in Beta

Bills on your schedule.
Not theirs.

Khurn breaks your recurring monthly bills into automated weekly or biweekly micro-payments — so your balance stays smooth and you're never blindsided again.

See How It Works

Get notified at launch

2,400+ people on the waitlist

Khurn app dashboard showing bill splits
Khurn logo

Avg. savings

$0 surprises

Next micro-payment

$31.25 · Friday

Scroll

Checking Account

$547.50

-$300.00 today
⚡

Electric Bill

Just now

-$300.00
🏠

Rent Payment

3 days ago

-$1,200.00
📶

Internet Bill

1 week ago

-$89.00
3 bills hit this week
The Problem

Big bills hit all at once.
Your budget takes the fall.

Every month it's the same story. Rent. Electric. Internet. Subscriptions. They all pile up at the same time — and your account takes a brutal hit you weren't ready for.

The money was there. You just needed it spread out differently.

$35 avg

Overdraft fees

Monthly

Budget disruption

Bill day

Stress spikes

Every month

Cash flow gaps

Khurn logo

Introducing

Meet Khurn.

The smarter way to handle recurring bills. Khurn automatically breaks your monthly bills into small, manageable micro-payments — so your cash flow stays smooth all month long.

Connects via Plaid

Read-only, bank-level security. Your credentials never touch our servers.

Splits your bills

One large payment becomes 4 small ones. Same total, zero shock.

Weekly or biweekly

You choose the cadence. Khurn handles the rest automatically.

How It Works

Four steps to financial calm

Set it up once. Khurn handles everything else — automatically, securely, and silently.

01Bank-level security

Connect Your Bank

Khurn links securely to your bank via Plaid — read-only access, bank-level 256-bit encryption. Your credentials never touch our servers.

Connect Your Bank
02AI-powered detection

Bills Detected Automatically

Khurn scans your transaction history and intelligently identifies all your recurring bills — subscriptions, utilities, rent, and more.

Bills Detected Automatically
03Full control

Choose Your Split

Pick weekly or biweekly micro-payments for each bill. Khurn does the math — you just approve. Change or pause anytime.

Choose Your Split
04Fully automated

Sit Back & Relax

Micro-payments pull quietly in the background. Your bill is always covered when it arrives. No surprises. No stress. Just smooth cash flow.

Sit Back & Relax
The Result

Smooth cash flow. Always.

See the difference Khurn makes on your account balance — month after month.

Without Khurn

Volatile, unpredictable

High risk
-$300
-$89

With Khurn

Smooth, predictable

Peace of mind

$0

Surprise charges

Zero overdraft shocks

0%

Bills covered on time

Every single month

0x

Smaller payments

Spread across the month

"Peace of mind — automatically."

Your balance stays consistent. Your budget stays on track. And you stay in control.

Get notified at launch

Beta Users

Real people. Real results.

Here's what our early beta users are saying after their first few weeks with Khurn.

"

"I used to dread the first of the month. My electric bill, car insurance, and Netflix would all hit at once and my account would just tank. Khurn changed that completely. Now those same bills come out in tiny pieces every week and I barely notice them."

MT
Marcus T.
Freelance Designer
Bill Stress
"

"Living on a student stipend means every dollar counts. Khurn helps me feel like I'm always in control — I know exactly what's coming out and when. No more surprise overdraft fees."

AR
Aaliyah R.
Graduate Student
Budget Control
"

"The setup took maybe five minutes. Khurn found all my recurring bills automatically and I just approved the split schedule. It's been three months and my balance has never looked this steady."

PS
Priya S.
Nurse Practitioner
Easy Setup
"

"I run a small landscaping business and cash flow is everything. Khurn smoothed out my personal bills so I can keep more capital in the business without worrying about a big bill wiping out my personal account."

DM
Derek M.
Small Business Owner
Cash Flow
"

"As someone who obsesses over personal finance, I was skeptical. But the Plaid integration is seamless and the micro-payment logic is actually smart — it staggers the pulls so they never overlap with each other. Really well thought out."

JK
Jordan K.
Software Engineer
Tech-Forward
"

"I've tried every budgeting app out there. Most of them just show you where your money went — Khurn actually does something about it. The difference is huge. My financial anxiety is genuinely lower."

SL
Simone L.
Marketing Manager
Peace of Mind
4.9 / 5
Average rating
2,400+
Beta signups
100%
Would recommend
Future Feature

Meet Debt Round-Up.

Every purchase you make quietly chips away at your debt — automatically, in the background, without you lifting a finger.

🛒
You spend
$6.25
Coffee & a snack
⬆️
Khurn rounds up
$7.00
$0.75 set aside automatically
🏦
Spare change builds
$10.00
Threshold reached
💳
Debt gets paid
−$10
Applied to your smallest balance

Debt Round-Up works silently in the background. Every time you spend — say, $6.25 on coffee — Khurn rounds it up to the nearest dollar and sets aside the $0.75 difference. You won't notice it. But it adds up fast.

Once your spare-change balance hits $10, Khurn automatically applies it toward your smallest debt — whether that's a credit card balance or a personal loan. No decisions, no transfers, no reminders. Just steady, automatic progress.

Small amounts, applied consistently, add up to real results. Debt Round-Up is the easiest way to accelerate your payoff without changing how you live.

🚀

A future feature of Khurn. Beta members will be the first to unlock Debt Round-Up when it launches.

Coffee
$6.25
🛒
Rounded up
$7.00
⬆️
¢
Spare change
Goal: $10.00
Smallest debt
💳 Credit Card
$847
balance
Automatic · Every purchase · No effort
Join the Beta

Take control of your bills.

Join the Khurn beta and be among the first to experience stress-free bill management. Free during beta. No credit card required.

Free during the entire beta period
Works with all major US banks via Plaid
Cancel or pause any split anytime
Bank-level 256-bit encryption

Get notified at launch

Coming soon on:
Khurn app — You're in control
Khurn logoKhurn

Bills on your terms.

khurn.app

See It In Action

Watch how Khurn works

Two minutes. That's all it takes to understand why thousands of people are joining the Khurn beta.

Khurn Explainer
~1 min · No sound required

Click anywhere on the video to pause · Sound on for the full experience